September 2018

FCA to apply SM&CR to claims management companies following regulation / Data Protection in the event of no Brexit deal.

August 2018

FCA publish revised rules and guidance for assessing creditworthiness in consumer credit, FCA to explore opportunities for a Global Financial Innovation Network  and Findings of FCA’s review of Complaints-Handling.

July 2018

FCA finalise Senior Managers & Certification Regime framework for all firms and Approach to Consumers – Duty of Care.

June 2018

Breathing space provisions for consumers facing problem debt, Financial Lives Survey and Crypto-assets and financial crime.

February 2018

FCA identify significant concerns in second charge mortgage lending practices, their view of today’s consumer credit landscape and the Implications of Fin-Tech developments for banks and regulators.

January 2018

FCA and ICO publish joint update on GDPR, The fair treatment of existing interest-only mortgage customers and the FCA High-cost credit review.

November / December 2017

FCA’s future approach to retail consumers, Stress Testing the UK banking system and increase in counter-cyclical capital buffer and FCA review of Compliance function in banking.

September 2017

FCA investigate six firms for concerns over treatment of longstanding customers, FCA concerned by Consumer Credit firms’ handling of complaints and FOS analysis of regulated complaints data.

July/August 2017

FCA propose changes for creditworthiness and affordability assessment by consumer credit providers and the FCA introduce new individual accountability regime for all firms

June 2017

New rules and guidance for staff incentives and performance management in consumer credit as well as Money Laundering Regulations 2017 coming into force.

May 2017

FCA to apply ‘conduct’ rules to NEDs of banks and insurers and JMLSG revises Parts II and III of its risk-based Guidance…

April 2017

FCA’s Business Plan sets out regulatory priorities for 2017-18.  FCA’s Mission 2017 focuses on consumer harm.

March 2017

Regulatory focus on ‘culture’ and what does it really mean for firms? The Money Laundering Regulations come into force.

February 2017

Senior Managers and Certification Regime set to replace Approved Persons Regime for all FCA regulated firms and some big fines dished out.

November 2016

FCA introduce new rules for high-cost credit providers and Price Comparison Websites and Ian & Rajiv give an interview to LexisNexis

October 2016

CA tell mortgage lenders to remediate customers impacted by automatic capitalisation as well as a New Matchmaking Service for Small Businesses Looking for Finance

September 2016

Are we meeting the needs of older customers? The UKRN Report on price comparison websites and Dealing with Vulnerable Customers – LSB Guidance amongst other news.

August 2016

FCA’s Clamp-Down on Misleading Financial Promotions, FCA investigate Lloyds Bank over Handling of Mortgage Arrears and are You Ready to Comply with New Reporting Requirements for AML/ Financial Crime from December 2016?

A bumper edition this month, with eight useful articles.

July 2016

FCA’s Clamp-Down on Misleading Financial Promotions, FCA investigate Lloyds Bank over Handling of Mortgage Arrears and are You Ready to Comply with New Reporting Requirements for AML/ Financial Crime from December 2016?

A bumper edition this month, with eight useful articles.

June 2016

Are you correctly allocating the payments received from customers with a ‘payment shortfall’?

Do mortgage firms need ‘debt counselling’ permission when recommending debt consolidation?

Some pertinent questions answered by ian and Rajiv this month.

May 2016

This month includes notes on the FCA’s Responsible Lending Review post MMR; FCA Findings on De-Risking; and their update on Unfair contract terms.

April 2016

This month includes news of the FCA Business Plan for 2016-17, the proposed new lending norms for Buy to Let mortgages and changes to loan to income ratio rules in mortgage lending, amongst other updates.

March 2016

Six helpful articles including details and comment on recent FCA rule updates to Complaints Handling and guidance on value measures for General Insurance Add Ons.

February 2016

Mortgage Credit Directive: New MCOB Rules – GABRIEL: Changes to Regulatory Returns and comment on Loan Based Crowdfunding.